Financial Advisor in Milpitas, CaliforniaRetire with a plan you actually understand.
I help individuals and families near retirement turn savings into dependable income — and protect what they've built. Clear, unhurried conversations, no jargon, no pressure.
- CA Life & Health Insurance Licensed
- Investment Adviser Representative
- Member, National Association of Insurance and Financial Advisors
Chris Walker and Keystone Annuity & Retirement Firm are shown for demonstration purposes only — this is a product demo, not a real advisor. Nothing here is tax, legal or investment advice; any insurance guarantees are subject to the claims-paying ability of the issuing company.
Why clients work with me
We plan for the paycheck you'll need every month in retirement.
You'll understand the why before any recommendation.
We review together as your life and goals change.
Guidance for the decisions that matter
Start with whichever question is on your mind.
Retirement income planning
Turn 401(k)s, IRAs and savings into dependable monthly income you won't outlive.
Plan my income →Annuities & guaranteed income
Understand whether a guaranteed-income option fits — explained simply, with the trade-offs.
Explore options →Life & long-term-care protection
Protect your family and your savings from the costs that can derail a plan.
Review my coverage →What are annuities
A more confident retirement starts with a conversation.
No pressure and no cost to talk — just clear answers to your questions.
Request a conversation →A steady guide for an important decision
For over fifteen years I've helped families approaching retirement make confident, well-understood decisions about income and protection. I believe good advice starts with listening — and that you should never feel rushed or sold to. My work is built on clear explanations and long relationships, not transactions.
How we work together
A relaxed conversation about where you are and what you want.
A clear, written picture of your income, gaps and options.
We move at your pace — you decide what's right, no pressure.
We revisit the plan as markets and your life change.
Common questions
How do you get paid?
We'll always be clear about how I'm compensated before you make any decision. There's no cost for an introductory conversation.
Do I have to move my money?
No. Many first conversations are simply a second opinion on the plan you already have.
Are annuities right for me?
Sometimes yes, often no. I'll explain the trade-offs plainly so you can decide — I never lead with a product.
What happens after I reach out?
I'll follow up to schedule a short, no-pressure call to understand your goals and answer your questions.
Resources worth your time
A few trustworthy places to learn more.
Office & hours
Request a conversation
Tell me a little about what's on your mind and I'll follow up personally. No pressure, no obligation.